Selected list of References from our Research Library

https://www.forbes.com/sites/willyakowicz/2019/10/28/the-underbanked-is-the-next-trillion-dollar-opportunity-in-fintech/#4ee79b204d58

https://www.forbes.com/sites/jeffkauflin/2019/09/23/the-100-trillion-opportunity-the-race-to-provide-banking-to-the-worlds-poor/#2602fa93d015

https://articles2.marketrealist.com/2019/10/are-tesla-bulls-worst-fears-coming-true/

https://www.mckinsey.com/industries/financial-services/our-insights/global-banking-annual-review-2019-the-last-pit-stop-time-for-bold-late-cycle-moves

https://www.mckinsey.com/industries/financial-services/our-insights/the-bank-of-the-future 

https://www.coindesk.com/ibm-signs-6-banks-to-issue-stablecoins-and-use-stellars-xlm-cryptocurrency

https://www.nytimes.com/2019/02/14/business/dealbook/jpmorgan-cryptocurrency-bitcoin.html

https://www.theblockcrypto.com/tiny/japans-mizuho-bank-plans-to-issue-its-own-stablecoin/

https://medium.com/cheddar/ibms-blockchain-is-live-and-bank-issued-stablecoins-are-on-their-way-1f304eea5963

https://www.coindesk.com/switzerlands-six-stock-exchange-is-working-on-a-swiss-franc-stablecoin

https://www.forbes.com/sites/theyec/2018/12/04/how-stablecoins-are-bringing-real-world-meaning-to-digital-tokens/#e2f227c118b8

https://www.asiatimes.com/2019/03/article/ibm-launches-global-crypto-payment-network/

https://www.imf.org/en/News/Articles/2019/05/13/sp051419-stablecoins-central-bank-digital-currencies-and-cross-border-payments

https://www.jpmorgan.com/global/news/digital-coin-payments

https://www.forbes.com/sites/jessedamiani/2019/02/14/jpmorgan-announces-jpm-coin-usd-pegged-cryptocoin-for-cross-border-payments-security-and-more/#4b506337f099

https://www.forbes.com/sites/rachelwolfson/2019/03/18/ibm-launches-a-blockchain-based-global-payments-network-using-stellars-cryptocurrency/#6520e9eb53ec

https://www.theguardian.com/business/2018/nov/14/imf-says-governments-could-set-up-their-own-cryptocurrencies

https://finance.yahoo.com/news/imf-says-central-bank-backed-180017347.html

https://www.bis.org/press/p190630a.htm

https://www.bis.org/publ/qtrpdf/r_qt1709f.htm

https://www.bis.org/cpmi/publ/d137.htm

https://www.bis.org/cpmi/publ/d174.pdf

https://www.hoover.org/sites/default/files/bordolevin_bullets_for_hoover_may2017.pdf

https://www.financemagnates.com/cryptocurrency/news/visa-launches-blockchain-payments-system-b2b-connect/

https://www.financemagnates.com/fintech/payments/mas-and-bank-of-canada-complete-blockchain-payments-test/

https://www.financemagnates.com/cryptocurrency/news/jp-morgan-dives-into-blockchain-based-payments-adds-200-banks/

https://www.ledgerinsights.com/bis-70-percent-central-bank-digital-currency-cbdc/ 

https://www.newsd.admin.ch/newsd/message/attachments/55153.pdf 

https://www.swift.com/future-of-payments

https://kunalnandwani.com/global-issues-of-today-and-the-future-need-a-global-solution-driven-by-technology/

https://thinkprogress.org/is-the-global-economy-a-ponzi-scheme-2c06fbd46c3/

https://www.laetusinpraesens.org/docs10s/ponzi.php

https://www.intelligenthq.com/the-future-of-blockchain-and-humanity/ 

https://www.moneymarketing.co.uk/world-economy-has-been-like-a-pyramid-scheme/

http://www.globalissues.org/article/768/global-financial-crisis

https://medium.com/aryze/the-high-price-of-remittance-d71519de0a2f

http://libertystreeteconomics.newyorkfed.org/

http://www.moneyandbanking.com

https://www.econlib.org/library/Features/feature3.html

White, Lawrence H. (1999) “The Theory of Monetary Institutions” (Oxford: Blackwell)

Rolnick, Arthur J., and Warren E. Weber (1986) “Inherent Instability in Banking: The Free Banking Experience,” Cato Journal 5 (Winter)

http://business.time.com/2013/01/28/the-great-central-banking-experiment-will-unlimited-cash-solve-problems-or-cause-them-2/

http://business.time.com/2012/09/24/when-central-bankers-attack-why-ben-co-cant-save-the-global-economy/

https://qz.com/3504/this-is-how-central-banks-could-cause-the-next-financial-crisis/

Minsky H (1992) “The Financial Instability Hypothesis” – Jerome Levy Institute, Working Paper 74

http://eprints.whiterose.ac.uk/89592/ “Preventing the Next Financial Crisis? Regulating Bankers’ Pay in Europe”, Journal of Law and Society, (White Rose Research Online), Andrew Johnson, Professor of Company Law and Corporate Governance, School of Law, University of Sheffield (March 2014)

https://www.commondreams.org/views/2018/09/09/we-need-public-ownership-banks-stop-next-financial-crisis

https://www.huffingtonpost.com/james-randel/understanding-the-economi_b_520283.html

https://www.thebalance.com/2008-financial-crisis-3305679

“The Next Financial Crisis”, Gail Tverberg, Ecologistas en Acción (June 2017)

https://www.smh.com.au/money/borrowing/it-s-our-version-of-the-gfc-warning-on-looming-interest-only-crisis-20180720-p4zsrs.html

“Low Interest Rates: Causes and Consequence”, Robert E. Hall Hoover Institution and Department of Economics, Stanford University

https://www.forbes.com/sites/peterferrara/2011/05/19/how-the-government-created-a-financial-crisis/#4e298dee21fb

https://mitsloan.mit.edu/LearningEdge/CaseDocs/09-093%20The%20Financial%20Crisis%20of%202008.Rev.pdf

https://www.internationalaffairs.org.au/australianoutlook/upcoming-crisis/

“Financial Sector Bailouts, Sovereign Bailouts and the Transfer of Credit Risk”, Matthew Greenwood-Nimmo

Jingong Huang, Department of Economics, University of Melbourne, Viet Hoang Nguyen, Melbourne Institute of Applied Economic and Social Research (December 2016)

http://fortune.com/2018/09/13/jpmorgan-next-financial-crisis/

“The Theory of Money and Credit”, Indianapolis: Liberty Fund, Ludwig von Mises (1981)

https://www.forbes.com/sites/zackfriedman/2018/09/20/next-financial-crisis/#7c8becda6461

https://www.nytimes.com/interactive/2018/09/12/business/the-next-recession-financial-crisis.html

https://news.sky.com/story/next-financial-crisis-has-begun-and-will-be-worse-than-2008-crash-economists-warn-11497433

http://www.economist.com  “The Return of Economic Nationalism” (Feb 2009)

http://vimeo.com3261363 “The Credit Crisis Visualized” Jarvis, Jonathan (2009)

https://www.marketwatch.com/story/this-factor-may-make-the-next-financial-crisis-more-severe-says-schwabs-kleintop-2018-08-22

https://www.irishtimes.com/opinion/why-the-next-economic-crisis-will-be-much-harder-to-fix-1.3644727

https://www.bbc.com/news/business-45504521

https://www.newstatesman.com/politics/economy/2018/10/why-west-unprepared-next-economic-crash

https://www.businessinsider.com/jim-rickards-interview-global-financial-crisis-gold-fed-2017-11

https://www.wsj.com/articles/get-ready-for-the-next-financial-crisis-1536962923

https://www.theguardian.com/business/2018/sep/13/recession-2020-financial-crisis-nouriel-roubini

https://www.weforum.org/events/world-economic-forum-annual-meeting-2018/sessions/the-next-financial-crisis

“Macroprudential Regulation: History, Theory and Policy”, BIS Papers, no 86

“Against Fiduciary Media,” in the Quarterly Journal of Austrian Economics (Vol 1) Hans-Hermann Hoppe, with Jörg Guido Hülsmann and Walter Block

“News Spillovers in the Sovereign Debt Market,” Journal of Financial Economics, Gande, A. and D. C. Parsley (2005)

https://channels.theinnovationenterprise.com/articles/gold-and-bitcoin-in-the-next-financial-crisis

https://www.reseller.co.nz/article/641558/treasury-what-nz-next-financial-crisis-could-look-like/

https://qz.com/1383412/ten-years-after-lehmans-collapse-these-are-the-risks-in-the-financial-system-now/

https://finance.townhall.com/columnists/michaelpento/2018/06/05/its-absolutely-clear-what-will-cause-the-next-global-financial-crisis-n2487544

https://www.thelocal.fr/20180909/world-unprepared-for-next-financial-crisis-ex-imf-chief-strauss-kahn

https://thenextsystem.org/learn/stories/crisis-next-time-planning-public-ownership-alternative-corporate-bank-bailouts

“Credit Spread Interdependencies of European States and Banks During the Financial Crisis,” Journal of Banking and Finance, Alter, A. and Y. S. Schuler (2012)

“International Asset Allocation with Regime Shifts”, Review of Financial Studies, Ang, A. and G. Bekaert (2002)

“Systemic Sovereign Credit Risk: Lessons from the U.S. and Europe,” Journal of Monetary Economics, Ang, A. and F. A. Longstaff (2013)

https://www.researchgate.net/publication/265235519   “The Global Financial Crisis: Causes and Solutions”, Mohammad Ramadhan and Adel Naseeb

“The Case for a Genuine Gold Dollar”, “The Gold Standard”, Perspectives in the Austrian School, Auburn, Alabama: Ludwig von Mises Institute (1992)

“The Mystery of Banking”, 2nd ed. Auburn, Alabama: Ludwig von Mises Institute (2008)

“The IMF: Mission Impossible”  The Economist  (April 2009)

“Quantitative and Qualitative Monetary Easing Effects and Associated Risks”. Japan Center for Economic Research, Tokyo Iwata, K and I Fueda-Samikawa (2013)

https://www.ibm.com/blockchain Blockchain Explanation from IBM

http://www.efzg.unizg.hr/wps NEXT GLOBAL CRISIS

http://users.cecs.anu.edu.au/~williams/TAAF.pdf  AusPayNet_Digital-Economy-Report-June18

http://www.lbma.org.uk/assets/alchemist/Alchemist_87/Alch87Coghill.pdf Alch87Coghill

http://www.nab.com.au/microfinanceresearch 2014-financial-exclusion-australia

“The Global Economic Crisis and Developing Countries”, Oxfam International Research Report (May 2010)

“Money, Bank Credit, and Economic Cycles”, Auburn, Alabama: Ludwig von Mises Institute, (2006)

“World Around 1875-1997”, NBER Working Paper 8459 (NBER)

“When Is There a Strong Transfer Risk from the Sovereigns to the Corporates? Property Rights Gaps and CDS Spreads,” Working Paper 18600, NBER, Cambridge (MA). Bai, J. and S.-J. Wei (2012)

“The Pricing of Sovereign Risk and Contagion during the European Sovereign Debt Crisis,” Journal of International Money and  Finance, Beirne, J. and M. Fratzscher (2013)

https://www.giz.de/de/html/index.html  “Transfer Remittance Report”

http://www.pwc.com/fsi  “PwC’s 2018 Digital Banking Consumer Survey”

https://www.evry.com/innovationlab/  “The New Wave of Artificial Intelligence”

https://www.fabric.vc/  “The State Of the Token Market” Final 2

“Consumption Growth Parallels Income Growth: Some New Evidence.”, Carroll, C. D., and L. H. Summers (1991), ” In National Saving and Economic Performanc”,, ed. B. D. Bernheim and J. B. Shovin, University of Chicago

http://www.eastasiaforum.org/2018/10/31/getting-ahead-of-the-next-crisis-in-asia/

https://www.edgeverve.com/finacle/australia/ Artificial-Intelligence-Powered-Banking

https://www.oliverwyman.com/index.html  “Asia Banking Agenda” (2017)

http://www.csi.edu.au/ “Measuring Financial Inclusion In Australia”

https://www.mckinsey.com/ “Digital Banking in Asia What do consumers really want”

https://www.capgemini.com/ “Digital transformation in Banking (2015)

https://www.industry.gov.au/strategies-for-the-future/participating-in-the-digital-economy Digital-Economy-Strategy-Consultation-Paper AUSTRALIA

“The Economics and Ethics of Private Property: Studies in Political Economy and Philosophy, 2nd edition, Auburn, Alabama: Ludwig von Mises Institute (2006)

“Regional Financial Spillovers Across Europe: A Global VAR Analysis,” Working Paper 09/23, IMF, Washington D.C. Galesi, A. and S. Sgherri (2009)

https://www.bookstore.imf.org/IMF “Global Financial Stability Report” (October 2018)

http://classic.austlii.edu.au/ Banking Licenses Law Report Australia

https://www.ey.com/en_gl ey-research-initial-coin-offerings

http://www.fsb.org/ Financial Stability Board “AI BANKING REPORT”

https://www.anz.com/resources/b/9/b9d9e5004f1d3eb8a57cb558b54e5b8d/Financial-Exclusion-Final-Report.pdf?MOD=AJPERES Financial-Exclusion-Report 2004 ANZ AUSTRALIA

“The Role of Monetary Policy”, Presidential address delivered at the 80th Annual Meeting of the American Economic Association, Washington, DC, December 29, (1967) American Economic Review 58, Friedman, M. (1968)

“Global Financial Stability Report — A Decade after the Global Financial Crisis: Are We Safer?” International Monetary Fund, (October 2018)

https://www.mof.go.jp/english/international_policy/convention/g20/20180722.htm G20 Finance & Central Banks Meeting Re CRYPTOCURRENCY

“Modelling Systemic Financial Sector and Sovereign Risk,” Sveriges Riksbank Economic Review, Gray, D. and A. Jobst (2011)

“Global Liquidity: Private and Public” Federal Reserve Bank of Kansas City (2016)

“A Liquidity-based approach to Macroprudential Policy”,  BIS Papers, no 86,

https://www.mckinsey.com/ “Global-Payments-2016 Report”, Mckinsey

https://www.oliverwyman.com/index.html 2014-financial-exclusion-australia

https://www.auspaynet.com.au/  “AusPayNet Digital Economy Report” June18

“Old Risks, New Challenges,” Global Financial Stability Report, IMF, Washington DC.  (2013)

“International Capital Flows and the Returns to Safe Assets in the United States, 2003–2007.” International Finance Discussion Paper No. 1014, Board of Governors of the Federal Reserve System, Bernanke, B. S., C. Bertaut, L. Pounder DeMarco, and S. Kamin (2011)

http://bookshop.europa.eu  “Economic Crisis in Europe: Causes, Consequences and Responses”, European Commission Directorate-General for Economic and Financial Affairs, (2009)

“Successes and challenges after 10 years of Economic and Monetary Union”, European Economy 2/2008. European Commission (2008b)

https://www.businessinsider.com.au/imagine-a-world-without-banks-2010-4?r=US&IR=T   

https://www.crowdfundinsider.com/2017/10/122832-head-imf-envisions-future-without-banks-fintech-takes/

https://www.spiegel.de/international/europe/switzerland-looks-to-a-future-without-banking-secrecy-a-857662.html

https://www.forbes.com/sites/halahtouryalai/2012/09/17/who-needs-banks-number-of-americans-without-bank-accounts-rises/#56fd25795113     

https://economyandmarkets.com/economy/central-banks/can-live-without-central-bank-federal-reserve/

https://www.crowdfundinsider.com/2017/10/122832-head-imf-envisions-future-without-banks-fintech-takes/

https://www.nab.com.au/content/dam/nabrwd/documents/reports/financial/2014-measuring-financial-exclusion-in-australia.pdf

https://www.giz.de/en/mediacenter/67681.html

https://www.mckinsey.com/featured-insights/asia-pacific/digital-banking-in-asia-what-do-consumers-really-want

https://journals.sagepub.com/doi/abs/10.1177/0972622518792802?journalCode=meta

https://www.aif.org.my/clients/aif_d01/assets/multimediaMS/publication/AIF_ResearchReport_DigitalBanking_1.pdf

https://www.mckinsey.com/industries/financial-services/our-insights/capitalizing-on-asias-digital-banking-boom

https://m360.sim.edu.sg/article/Pages/Payment-is-Going-Mobile-in-Asia.aspx

https://www.academia.edu/26939954/Title_Banking_on_Digitisation_for_Growth

http://fintechnews.sg/28334/lending/ocbc-bank-serial-entrepreneur-loan/

http://fintechnews.hk/8310/japan/mobile-payments-market-japan/

https://www.paytabs.com/en/blockchain-driving-future-fintech/

https://www.visualcapitalist.com/7-major-flaws-global-financial-system/

http://fintechranking.com/2018/02/26/how-open-banking-will-blow-core-systems-out-of-the-water/

https://whoswholegal.com/news/analysis/article/34979/banking-2019-fintech-trends/

http://bian.org/news-room/bian-in-the-news/psd2-api-challenge-open-banking/

https://www.computerworlduk.com/applications/is-2018-year-that-open-banking-becomes-reality-in-uk-3653824/

https://www.visualcapitalist.com/decentralized-finance/ 

https://www.smh.com.au/business/banking-and-finance/imf-calls-for-bank-levy-to-back-deposit-guarantee-20190222-p50zmo.html

https://www.smh.com.au/business/the-economy/10-years-since-the-gfc-20170526-gwe5f2.html

https://www.ft.com/content/00abbd8a-35e1-11e9-bd3a-8b2a211d90d5

https://thefinancialbrand.com/80988/digital-banking-device-trends-mobile-ai-ar-iot-voice/

http://www.tradearabia.com/news/BANK_351392.html

https://www.rothschildarchive.org/archive/news/2018/economic_history_conference_celebrating_the_90th_anniversary_of_the_bank_of_greece

http://www.quebecoislibre.org/001028-11.htm